It is well known that in order to obtain a temporary or permanent residence permit in France, you must sign a medical insurance contract. This is an essential condition for all non-residents applying for a French residence permit; the cost of insurance is 300 EUR per person.
And here a logical question arises for foreigners who do not have detailed information about health insurance and services for citizens in France, how does such a contract apply, and what institutions can you contact if you need qualified assistance? Let’s try to understand what public and private medical care in France is, as well as considers other nuances of the French health care system.
Medicine in France-overview of the French system
French medicine covers both public and private hospitals, as well as the services of specialized doctors and other medical professionals who serve every resident of France, regardless of status, income, and age. This policy makes French medicine available even for foreigners visiting the country for the purpose of treatment or permanent residence, business, or study.
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The French purview has a top notch medicinal services framework that offers all-inclusive inclusion for all residents, paying little heed to age or monetary circumstance. It comprises of a coordinated system of open and private administrations, including specialists, emergency clinics, and particular suppliers.
Who can get access to medicine in France?
Public health in France is available to all residents through health insurance premiums. Since 2016, a new healthcare system for foreigners, known as universal disease Protection (PUMA), provides access to state-run French medicine after three months of residence in the country.
By law, all residents must have valid health insurance (public or private). On the off chance that your family’s pay falls underneath a specific limit, you might be qualified with the expectation of complimentary medical coverage inclusion (CMU-C) or help with acquiring supplemental health care coverage (help for thorough wellbeing or ACS).
Medical expenses in France plus medical insurance
Medicine in France is partly funded by mandatory social security contributions (sécurité sociale), which are usually deducted from residents ‘ salaries. In 2019, employees themselves paid about 8% of wages, while employers paid about 13%.
Health care in France is also partially funded by the government, and the patient also contributes a small amount to health care costs. Public health insurance covers 70-100% of doctor’s visits and hospital expenses. Patients with low income and long-term rehabilitation receive 100% coverage.
Medicine in France-hierarchy of the system
First of all, foreigners in France should seek medical help from a family doctor (the system is almost identical to that used in Germany). These specialists are called Médecins Généralistes and can work in groups or individually. At the same time, foreign citizens are not limited in their choice, but they must register as a patient with a specific specialist, who will be the traitant médecin (main doctor).
It is the primary specialist who directs patients to other doctors, and only through his referral can you get up to 0% of medical expenses in France. However, the French system allows you to directly contact certain specialized specialist’s ophthalmologists, gynecologists, pediatricians.
The following information will be useful for foreigners and businessmen arriving in France for tourist or business purposes.